fraud

[da]

Guess it had to happen eventually. Seems someone snarfed my (PC Financial) credit-card number, apparently just a few days ago.

I got a call last night from their fraud dep't, called them back just now, and we came up with 5 things I didn't authorize. Four were test-transactions of $1, and one was some sort of internet purchase for $38 (ccbill.com).

For a while I thought there was another, a flight on usair, till I realized that I did actually buy that plane ticket a week ago. (in contrast with the /other/ ticket I bought more recently).

Now I'm gonna be suspicious about all of the places I use this card at. (local gas station; grocery store...)

Grump. Grump. What a time-waster. And whoever did it, didn't even do it competently enough to make it really worth their time either; $45 fraud isn't much to speak of.

Comments

[ex-halfwitte432.livejournal.com]

Congratulations, someone bought porn on your credit card.

[thingo.livejournal.com]

Well, dang. No automated fraud system would ever pull that transaction out of my credit card record.

Sorry, I felt it was time for the required porn joke. Anyway, I'm guessing it's the one-dollar transactions that came off as strange.

[ex-halfwitte432.livejournal.com]

Actually, pre-authorizations of one dollar are not uncommon, especially when the service provider is offering some sort of introductory free time.

D, look out for MSN Online Services charges on your CC in a couple of months.

[da-lj.livejournal.com]

D, look out for MSN Online Services charges on your CC in a couple of months.

Hell, the card number was frozen on Thursday, so whoever made the charges ain't gonna get their money, one way or the other... And it was cancelled on Friday.

New card arriving in 7-10 days, accompanied by an affadavit of the charges that weren't mine.

Seems a well-oiled system.